Follow-up cost insurance for aesthetic procedures
You don’t have to be the expert. We are.
Test winner 2023 and 2026
We developed follow-up cost insurance for aesthetic procedures in 2007. Today 4,592 practices and clinics across Europe work with us. 12,742 times something has gone wrong after a procedure — 12,370 times we have paid for the treatment.
quadmed is the insurance broker behind beautyprotect, lipo-protect and cosmetics-protect. In the insurance business since 1997.
Two paths, one standard
Patients and doctors arrive with different questions. So we separate them here.
You are planning a procedure — or something did not go to plan
We make sure the cost of a complication does not end up with you, and we stay with you through the whole case.
- Claims reported securely through your customer account, documents can follow
- Reachable by phone six days a week if you have questions
- On request, our service team names doctors for corrections
You run a practice or a clinic
We are more than a broker: we bring you patients, take administration off your desk and build your reputation.
- Free profile in the doctor search
- ClinicProtect: every procedure in your practice covered
- Contracts and claims online or in batches
- Competence Center status as proof of quality
- Better terms through the purchasing group
Numbers instead of adjectives
As of August 2026. Figures come from our own systems and are updated quarterly. The 12,742 reported complications are counted from the point we moved to our current insurance partner — the years before that sit in the previous partner's systems and are not included here. So the real number is higher.
Awarded
Test winner 2023 and 2026 — and here is who says so
An independent firm of actuaries worked through the follow-up cost policies available on the market. Not the advertising, but the terms: what is included, what is excluded, what you have to carry yourself. beautyprotect came out as test winner in 2023 and again in 2026.
The result
- beautyprotect VIP 4.4 out of 5
- beautyprotect PRO 4.0 out of 5
- medassure beauty 3.1 out of 5
- safe4beauty 2.7 out of 5
What was assessed
- Scope of cover
- 50%
- Design — duration, timing, geographical reach
- 20%
- Exclusions
- 20%
- Policyholder obligations
- 5%
- Further provisions
- 5%
Independent expert comparison by Gehling Consulting, insurance mathematicians (actuaries). It is based on the general insurance conditions as of July 2025 and the accompanying customer information. Data as of June 2026, published in July 2026, last updated on 27 July 2026.
quadmed AG commissioned the comparison. That is stated on the comparison site itself — we think saying so is more honest than leaving it out. The assessment was made by the actuaries alone, on the basis of terms anyone can read.
Since 2007
We invented follow-up cost insurance.
When we started in 2007, no insurance covered complications after an aesthetic procedure. Health insurers did not pay because the procedure was elective, and private insurers had no product for it. So we built one and called it beautyprotect.
Today beautyprotect is a name in Germany. In 2007 the product did not even have one. There are competitors now — before us there was no market.
Four brands, one purpose
We design and broker insurance for aesthetic treatments. Policies are taken out directly with each brand.
Follow-up cost insurance for cosmetic surgery. Covers complications that health insurers do not pay for.
Go to beautyprotect →
For lipoedema treatment, including procedures that standard insurers exclude.
Go to lipo-protect →
For non-surgical treatments such as fillers, botulinum and laser.
Go to cosmetics-protect →
Independent, free financing comparison for aesthetic treatments.
Go to beauty.credit →Service centre
Not a call centre — people who already know the case
Call us and you speak to people who have done nothing else for years but resolve complications after aesthetic procedures. You do not have to explain your case as if to an authority.
The report itself runs through the protected customer account for good reason — but nobody has to wrestle with it alone. Call us and we will go through it with you.
- Service centre for patients
- +49 5123 400 0097
- Erreichbarkeit
- Mon–Fri 7:00–20:00 · Sat 9:00–17:00
Competence Centers
A status that cannot be bought
“Which doctor should I go to?” is the question we hear most — before a procedure as much as after one. We are not allowed to recommend anyone. What we can do: give you a list of practices we have had good experience with over many years.
The list is not public; our service team gives it to you on request. It is explicitly not a recommendation and does not replace a conversation with a doctor — the choice is yours.